Shopping Seller Privacy Policy

Shopping Seller Privacy Policy

Effective: October 5, 2026 (amended · notice given on the effective date)

1. Overview

SKIPIKS ("Company") complies with the Personal Information Protection Act and other applicable laws and processes sellers' personal and business information as follows.

2. Collected Data

TypeItems
Sign-up (required)Contact email (login ID), password (stored encrypted), seller (brand) name, shop address, country
Sign-up (optional)Contact phone number, company (legal) name
Eligibility confirmationWhether the Seller confirmed that it is a business (sole proprietor or corporation) or aged 19 or over, and when
Onboarding reviewCopy of the business registration certificate (including the representative's name, business address and other details on it), business registration number, company (legal) name, method and time of shop-domain ownership verification
Orders and paymentOrder history (pass type, quantity, amount, time), depositor name for direct bank deposits, information the payment gateway returns as the payment result (payment method, card issuer or bank, partly masked card number, approval number, time and amount of payment and cancellation — the full card number, expiry date and password are not received)
RefundsRefund requests (pass concerned, reason and note, time requested) and their outcome; where a refund is sent to an account (payments by direct bank deposit, or where a payment cannot be cancelled), the bank, account number and account holder
Tax invoices and cash receiptsBusiness registration number, company name, representative's name, email to receive tax invoices (contact email), and the number the Seller provides for cash receipts (such as a mobile number)
AutomaticConsole IP/logs, product exposure and click records, pass usage records
AutomaticTime you agreed to the Terms at sign-up and the Terms version
On requestAccount change and withdrawal requests (type, new value, reason) — console Account tab

3. Purpose of Use

  • Seller identification, eligibility confirmation and onboarding review
  • Product exposure and matching, and AI look generation
  • Sale of passes, payment confirmation, payment cancellation and refunds, and compensation for service outages
  • Statutory obligations such as issuing tax invoices and cash receipts and keeping transaction records
  • Preventing fraudulent payments and fraudulent clicks, and handling disputes
  • Notices about the agreement, such as changes to the Terms
  • Service improvement (de-identified statistics)

4. Legal Basis

1. The Company processes the personal information above without the data subject's consent on the following bases, and discloses the items and bases separately as required by Article 22(3) of the Personal Information Protection Act.

Legal basisItems
Concluding and performing the agreement (Article 15(1)4 of the same Act)Sign-up, eligibility confirmation, onboarding review, order, payment and refund information; automatically collected information; account requests
Compliance with legal obligations (Article 15(1)2 of the same Act)Information for issuing tax invoices and cash receipts (the VAT Act and related laws); keeping records of contracts, withdrawals, payments and dispute handling (the Act on the Consumer Protection in Electronic Commerce)

2. The Company does not carry out any processing of personal information that requires the Seller's consent. If it ever does, it will state the items and purposes and obtain separate consent.

5. Retention Period

1. When a Seller withdraws or the agreement ends, the account is deactivated immediately, and the following information is kept for the periods set by law and then destroyed.

  • Records of contracts or withdrawals (including eligibility confirmations and refund requests): 5 years
  • Records of payments and supply of passes (including refund accounts): 5 years
  • Records of consumer complaints or dispute handling: 3 years (the above under Article 6 of the Enforcement Decree of the Act on the Consumer Protection in Electronic Commerce)
  • Transaction evidence such as tax invoices and cash receipts: 5 years from the statutory filing deadline for the tax period (Article 85-3 of the Framework Act on National Taxes)

2. On withdrawal or the end of the agreement, sign-in details, contact details and other information are destroyed without delay. However, while a pending order, refund request or account request is being handled, we keep the information needed to handle it, and if paid passes that can still be refunded remain, we keep the account for 90 days from the end of the agreement so that the Seller can request the refund in the Seller Console. Destruction takes place within 5 days of the day nothing remains to be handled (or that period ends).

3. Method: the account email and password, contact name and details, internal notes, domain verification data, integration addresses and tokens and the copy of the business registration certificate are deleted or replaced with values that cannot be restored, and recipient addresses are removed from email sending records. Information kept under paragraph 1 (business name and registration number, order, payment and refund records, depositor names, refund accounts, etc.) is deleted in the same way 6 years after the end of the agreement.

6. Storage & Security

Personal information is stored in Cloudflare D1 (database) and R2 (file storage); transmission is encrypted via HTTPS/TLS. Authentication is verified via JWT (kind=seller). Copies of business registration certificates are stored in a private location that is not served at any public address. Refund account numbers are stored encrypted; the Seller Console does not display them, and staff decrypt them only to send a refund. Card numbers and other payment details are processed by the payment gateway and are not stored in the Company's systems.

7. Third Parties & Processors

ProcessorTask
Cloudflare, Inc.Data storage & hosting (cross-border transfer — see below)
Toss Payments Co., Ltd.Electronic payment processing for passes (processing card, easy-payment and quick-account-transfer payments and their cancellation and refund), issuing cash receipts on the Company's behalf, prevention of payment fraud (entrusted from the time the checkout window goes live; until then no personal data is sent to this processor)
Resend, Inc.Sending emails (sign-up verification and notices about payments, refunds, changes to the Terms, etc.) (cross-border transfer — see below)

Card numbers, expiry dates, passwords and other payment details are received from the Seller and processed directly by Toss Payments in its checkout window (Toss Payments' privacy policy applies); the Company does not receive or store them. The Company receives and keeps only the order and payment information listed under "Collected Data" as the payment result.

In its processing agreements the Company prohibits processing beyond the entrusted purpose and sets out technical and administrative safeguards, restrictions on sub-processing, supervision of the processor and liability for damages, and it supervises whether processors handle personal information safely.

Information for issuing tax invoices and cash receipts is transmitted to the National Tax Service as required by the VAT Act and related laws. Otherwise, personal information is not provided externally absent a lawful request.

Cross-border transfer of personal information — under Article 28-8(1)3(a) of the Personal Information Protection Act, the Company discloses the following in this policy and transfers personal information abroad for the processing and storage necessary to conclude and perform the service agreement.

  • Data is stored on Cloudflare, Inc. (U.S. · 101 Townsend St, San Francisco, CA 94107) servers in the United States (primary region: U.S. East), which constitutes a cross-border transfer (processing) — items: all items collected under this policy · when and how: transmitted and stored over encrypted networks whenever the service is used · purpose: storage & hosting · retention: as in this policy
  • Resend, Inc. (U.S. · https://resend.com/legal/privacy-policy) — items: recipient email address and the content of the notice email (seller name, pass, amount, etc.) · when and how: transmitted over encrypted networks each time an email is sent · purpose: sending emails (as our processor — no use for its own purposes) · retention: after sending, for Resend's sending-log retention period (destroyed when the processing contract ends)

You may refuse the cross-border transfer by writing to contact@skipiks.ai; because storage and email delivery are essential to the service, service use is restricted if you refuse.

8. Automated Decisions

The Company does not make decisions affecting a Seller's rights or obligations by fully automated systems that process the Seller's personal information. Onboarding reviews and termination of the agreement are decided by staff. Automatic handling at the product level, such as checking for broken product links or tidying up matches, uses product information only.

9. Seller Rights

  • Access/correction/deletion/suspension: contact@skipiks.ai
  • Requests to change information or withdraw in the "Account" tab of the Seller Console

10. Data Protection Officer

김규태 (대표) · contact@skipiks.ai
Privacy infringement reports: Korea's Personal Information Protection Commission (privacy.go.kr, 182 from within Korea)

11. Revision history

  • Amended October 5, 2026 (notice given on the effective date): payment processing entrusted to the payment gateway (Toss Payments Co., Ltd.) changed to cards, easy payments and quick account transfer (virtual accounts removed) · depositor names for direct bank deposits · bank name added to the payment result information · cases in which a refund account is collected (direct bank deposits, or where a payment cannot be cancelled) clarified · "Storage & Security" corrected to state that the Seller Console does not display refund account numbers. Purposes and retention periods are unchanged. It takes effect on the notice date because no external Seller had signed up under the previous terms (all registered sellers are test accounts).
  • Amended September 28, 2026 (notice given on the effective date): following the selection of a payment gateway (Toss Payments Co., Ltd.), the processor and its tasks are disclosed and it is stated that card details are received directly by the payment gateway and not stored by the Company · collected data updated (eligibility confirmation records · onboarding review materials · depositor names for bank transfers · payment result information · refund request records · information for tax invoices and cash receipts) · legal bases distinguished (Article 22(3) of the Personal Information Protection Act) · retention periods under the e-commerce law (5 and 3 years) stated · email-sending processor (Resend, Inc.) and its cross-border transfer disclosed · stated that no automated decisions are made · settlement wording removed because no money is paid to Sellers. The amendment announced on September 23, 2026 for September 30, 2026 is included in this amendment and takes effect with it. It takes effect on the notice date because no external Seller had signed up under the previous terms (all registered sellers are test accounts).
  • Wording corrected September 24, 2026: seller billing moved to passes (exposure passes and look-generation tickets), so "CPC billing" in the purposes of use now reads "sale of passes, payment confirmation, refunds", and the processor task "credit payment" now reads "pass payment". Collected items, retention and third-party sharing are unchanged.
  • Amended September 30, 2026 (notice given September 23, 2026): sign-up consent records and account change/withdrawal requests added to the collected data; retention and reporting channel completed in translations
  • Amended September 23, 2026: cross-border transfer notice and Privacy Officer designation
  • July 23, 2026: first version

Company스킵픽스(skipiks)
Representative김규태
Business Reg. No.891-66-00872
Mail-order Reg. No.2026-서울마포-2413 Verify business info
Address서울특별시 마포구 새창로 52
Phone050-6998-9311
Emailcontact@skipiks.ai
Hosting providerCloudflare, Inc.

SKIPIKS is an AI styling platform and is not a party to the sale of the products featured in its looks. Each seller is responsible for orders, payment, delivery and refunds.

Seller Partners passes (period exposure passes and AI look-generation tickets) are sold and provided directly by 스킵픽스(skipiks), which is responsible for their payment, cancellation, refunds and enquiries.

SKIPIKS · contact@skipiks.ai